In my case, a flat-rate card with no annual fee would have been the best choice. I wasn't spending an overwhelming amount on business expenses in general. For example, when I used to do freelance graphic design work, I didn't have a ton of expenses in just one category. What is most valuable to a freelancer will likely be different than what's most valuable to a retail store owner.įreelancers looking for a credit card should consider their business spending habits and overall goals. But not all business credit cards are created equal.ĭifferent business cards are best suited for different types of business owners and entrepreneurs.

No matter the size of your company, a business credit card can be a valuable tool to help you earn rewards and manage expenses.